The Alphonse and Dorimène Desjardins International Institute for Cooperatives regularly publishes studies in the field of cooperatives. These publications are available for downloading in PDF format.

Innovation: The Cooperative Enterprise by and for Millennials

Author(s): Quentin Jeandeau, Nabila Ouchene, Eric Brat, Inmaculada Buendía Martínez | November 2019 This study explores the attraction and retention practices and policies of Millennials in cooperative enterprises, based on their employment values, criteria and expectations.

Invoking « Alphonse: » The founder figure as a symbolic resource in organizational identity work and strategic change

Author(s): Joëlle Basque, Ann Langley | August 2018 - This article explores analysis of archival data from the internal magazine La Revue Desjardins from its first publication in 1935 to 2015 by examining the ways in which the figure of the founder (deceased in 1920) was used during the time in the life of the organization to reformulate, maintain, strengthen or revise organizational identity, and to legitimize or constrain organizational renewal.

Innovation: Reinforcing the Local Presence of Cooperatives and Mutuals

Author(s): Éric Brat, Inmaculada Buendía Martínez, François Normandin, Nabila Ouchène | April 2018 - This study, based on a qualitative research, desk research and interviews, explores the challenge of renforcing the local presence of cooperatives and mutuals in their territories with an innovative appproach.

Banking and Credit Union Business Models in the United States

Author(s): Rym Ayadi, Michel Keoula, Willem Pieter De Groen, Walid Mathlouthi, Ibtihel Sassi | November 2017 The Bank and Credit Union Business Models in the United States comes in response to the continuous evolution of market structures and regulatory reforms since the 2007-2009 financial crisis in the United States.

Banks and environmental sustainability: Some financial stability reflections

Author(s): Maria J Nieto | September 2017 - This article quantifies the direct exposure of loans to the high environmental risk sectors of banking systems in the United States, the European Union, China, Japan and Switzerland and analyzes some of the most important challenges facing banks and their regulators.

Systemic Solutions to Systemic Crises. Dealing with NPLs in the Eurozone

Author(s): Rym Ayadi, Emrah Arbak, Willem Pieter De Groen | July 2017 - The paper focuses on restructuring the European banking system.

Carving out legacy assets: a successful tool for bank restructuring?

Author(s): Rym Ayadi, Giovanni Ferri, Rosa M. Lastra | March 2017 - This paper considers a number of issues related to the restructuring of troubled banks in the European Union.

The Palgrave Handbook of European Banking

Author(s): Rym Ayadi, Willem Pieter De Groen | January 2017 - In the chapter Banks’ Business Models in Europe, the authors examine the diversity of banks in Europe by identifying banks’ business models using a novel definition and methodology.

The different legal and operational structures of banking groups in the euro area, and their impact on banks’ resolvability

Author(s): Rym Ayadi, Rosa M. L. Lastra, Rodrigo Olivares-Caminal, Costanza Russo | December 2016 - The paper assesses the impact of structures upon banks’ resolvability.

Institutional Diversity in Banking

Author(s): Rym Ayadi | December 2016 - The chapter Banks’ Business Models in Europe: Are Cooperative Banks Different? attempts to better understand the response function of each bank’ss’ category in a crisis situation in terms of performance and risk.